How does a personal lease work?
How does a business lease work?
How does the finance work?
How do I order a vehicle?
What happens if my application is declined for finance?
Do all your vehicles have a warranty?
Is breakdown recovery included?
What is a maintenance contract?
How much does it cost?
What does a maintenance contract include?
Do you include insurance?
What is GAP insurance?
Do you include GAP insurance?
What is early termination cover?
Do you include early termination insurance?
What is payment protection cover?
Do you include payment protection cover?
I have been declined for finance recently should I apply?
Can you arrange this for me?How does a personal lease work?
We only provide brand new vehicles and specialise in designing a vehicle solution specifically for you and can source any vehicle across the whole of the UK car market place. Because of our volume acquisition we also negotiate fantastic special offers to be delivered direct to your door. Whether you want to acquire your first car, or drive something suitable for the family Alpha can help. You may wish to consider total economical packages, executive comfort and style motoring, sports engineering and performance, convertibles or just plain outrageous head-turning luxury. Whatever your preference we can advise you on availability, savings etc. - Back To Top
How does a business lease work?
Alpha Leasing provides tailor made solutions to the business community. Whether you are a sole trader or a PLC Alpha Leasing can provide specific vehicles designed to suit your requirements.
We can also provide bulk purchases of vehicles for fleet purposes and help you to design your in-house employer benefit scheme.
Whatever your requirement our advisors can help you to design the best solution for you and your business. - Back To TopWhether you are a corporate user or an individual, once you have decided which vehicle and term is appropriate for your needs and have received a quotation from one of our advisors, you will be proposed for finance. This is a very simple document to complete, and allows us to select a finance company with whom we can arrange your funding line. Your information is forwarded to one of 13 Corporate Funding Companies, without obligation, who provide to us exceptionally competitive rates. Normally within 24 hours the funding company will advise us as to your status. Sometimes the funding company may require additional information in order for them to make a decision on your proposal. Once all the relevant information has been received, you will either be accepted or declined and you will be advised accordingly. - Back To Top
Once your funding line has been agreed you are now in a position to order your vehicle. We will discuss with you delivery date and location that you want the vehicle to be delivered to. We will require proof of address such as a utility bill, and a copy of your driving licence. You will then be sent an order form. Once this has been completed and returned to Alpha, along with an administration fee of £30, you are now obligated to go ahead with the arrangement. If you decide at a later stage not to go ahead for any reason other than contract change or delayed delivery, once the vehicle has been ordered, then you will be liable to pay a £500 cancellation fee.- Back To Top
What happens if my application is declined for finance?
It is a fact of life that bad credit problems affect a significant percentage of the population. We understand that just because you may have experienced this yourself, it does not make you a bad person. It also should not mean that you have to go without the benefit of driving a new vehicle. For this reason we have a specialist finance department exists to help people or companies that have previous or existing CCJ’s, payment arrears, current or previous credit issues. We have strong relationships with adverse lenders as well as vehicle suppliers and we can provide not only the necessary finance but also the vehicle. If you are declined for finance under the normal criteria one of our advisors will contact you and talk you through the options available to you.- Back To TopDo all your vehicles have a warranty?
All of our vehicles come with a full Manufacturers warranty.- Back To Top
Is breakdown recovery included?
Most of our vehicles also have breakdown recovery included. The specifics of the contract will differ from one manufacturer to another, however generically the contract is designed to be able to offer you the facility to be relocated in the event of a breakdown. Please talk to your advisor about specifics.- Back To Top
What is a maintenance contract?
A maintenance contract can be added to the monthly cost of leasing your vehicle.
It is designed to cover you for the extra costs that you may incur with the normal costs of running your car.- Back To Top
This depends on the cost of the vehicle that you are leasing. Your advisor will be happy to provide you with a quote.- Back To Top
What does a maintenance contract include?
The specifics of maintenance contract will differ slightly from one funding company to another. It will typically include:
• Servicing or maintaining the vehicle in accordance with the manufacturers recommendations
• Undertaking repairs or maintenance necessary to keep the vehicle in good repair and condition i.e. tyres, exhaust etc
What is not included?It does not normally cover:
• Accidental or malicious damage
• repairing stains, burns or tears in seats, head linings or carpets
• repairing damage to the engine, gearbox, clutch, axle, suspension, steering or brakes caused by excessive use or failure to use or operate the vehicle in accordance with the manufacturers instructions
• repairing any accessories added by or at the request of the customer
• replacing worn tyres worn unevenly or through improper use which includes kerbing, excessive braking, steering misalignment and pothole damage) or whose walls are split which includes kerbing, excessive braking, steering misalignment and pothole damage or whose walls are split or damaged
• repairing dents scratches or chips in the bodywork or rust aggravated by lack of attention- Back To TopDo you include insurance?
We do not include insurance on any vehicle supplied by ourselves. It is important that you seek independent advice to arrange your car insurance
Do I have to tax the vehicle?
On a contract hire or personal contract hire arrangement the vehicle is taxed for the length of the contract. You do not need to do anything. On delivery your vehicle will be taxed, and you will simply be posted your new tax disc a week prior to the expiry date of the last. On a personal contract purchase agreement the vehicle comes taxed for the first twelve months. You will be responsible for taxing the vehicle for the remainder of the term.- Back To Top
What is GAP insurance?
At the time of the write off of your vehicle due to an Accident, fire or theft, your comprehensive motor insurer will only pay the market value of your vehicle. This value could be a lot less than what you have outstanding on your finance or contract agreement. There are a full range of insurance products that will protect you against this financial shortfall.- Back To Top
Do you include GAP insurance?
We do not include insurance on any vehicle supplied by ourselves. It is important that you seek independent advice to arrange your GAP insurance.- Back To Top
What is early termination cover?
Early Termination Insurance can protect you against the difference, up to a maximum of £5,000, between the market value of your car and the amount you owe on your finance agreement if you wish to terminate your agreement due to redundancy, your driving licence being withdrawn for medical reasons by the issuing Authority, your death, you or your spouse/common-law partner suffering terminal illness or you or your spouse/common-law partner suffering disablement or mental illness.- Back To Top
Do you include early termination insurance?
We do not include insurance on any vehicle supplied by ourselves. It is important that you seek independent advice to arrange your early termination cover.- Back To Top
What is payment protection cover?
Payment protection cover can provide the monthly vehicle payments for you in the event of being made redundant, sickness, accident or death.- Back To Top
Do you include payment protection cover?
We do not include insurance on any vehicle supplied by ourselves. It is important that you seek independent advice to arrange you payment protection cover.- Back To Top
I have been declined for finance recently should I apply?
Absolutely. We can help in most instances. Applying for a decision costs nothing.
I have found a car that I want from a dealership and although I’ve tried I cannot get finance. - Back To TopCan you arrange this for me?
Simply give us the details of the vehicle and the dealership and we will attempt to arrange the finance for you.- Back To Top